Travel Insurance

Esperanza Travel & Tours provides one of the worlds leading insurance.

ProtectAssist
ProtectAssist is an affordable alternative to our premier all-inclusive Cruise, Tour & Travel plan with a comprehensive package of travel assistance and concierge services available 24-hours a day, anywhere in the world.

  • Trip cancellation, interruption and delay
  • Emergency medical treatment or evacuation
  • Lost, stolen or damaged baggage or travel documents
  • Luggage delay


  • Essential
    Essential is our most affordable package plan for travelers who want our basic coverage and an exclusive 24-hour emergency travel services. Essential plan, every customer also has access to these valuable travel services when they travel:
  • Arrangements for last-minute flight changes
  • Trip cancellation, interruption and delay
  • Emergency medical assistance, emergency medical treatment or evacuation
  • Lost, stolen or damaged baggage or travel documents
  • Luggage delay
  • Hotel finder and reservations and rental car reservations.
  • Lost luggage tracking Trip cancellation, interruption and delay
  • Emergency medical treatment or evacuation
  • Lost, stolen or damaged baggage or travel documents


  • Essential Expanded
    All the coverage found in Essential, and more! Children 16 and under at no additional cost for every adult that purchases this protection plan. Includes coverage for financial default, terrorism and pre-existing medical conditions.

    Accidental Death and Dismemberment
    Accidental Death and Dismemberment (AD&D) insurance provides coverage for you and your family. This flight insurance is coverage for the entire duration of your trip while you are flying on commercial airlines. This is affordable coverage that should be considered with every flight you take.

    Five coverage options available!
    $100,000, $200,000, $300,000, $400,000 and $500,000

    Worldwide Health
    Worldwide Health is an international medical plan available to travelers regardless of their country of residence. It combines 24-hour assistance with borderless medical coverage to offer the industry's premier international medical insurance.
    To be eligible you must be traveling outside of your Home Country and be at least 14 days old. Worldwide Health coverage can be purchased for a minimum of 5 days or a maximum of 12 months. The plans are extendable up to 12 months.

    Worldwide Health's insurance coverage includes:
  • Medical Expenses up to $1 million dollars in coverage
  • Acute Onset of Pre-existing Condition (see policy details for exclusions)
  • Emergency Medical Evacuation
  • Accident Death and Dismemberment
  • Common Carrier Accidental Death
  • Hospital Room and Board
  • Trip Interruption
  • Lost Checked Luggage
  • AND MORE!